It’s Not Easy Getting Gold
Although I’m content that I have an American Express card, getting it wasn’t an easy task. I first applied for the card online on November 14. After applying, I had to contact someone at American Express to verify some information. They wanted to verify my home address and business information.
After all that, the guy on the phone approved my application and congratulated me. I couldn’t believe that I had been approved! I was so excited. I asked for re-assurance that I’d get the card and he assured me that he had approved my application and that I’d receive the card in 7-10 business days.
Fast forward 7-10 days later and guess what? I didn’t receive a damn card! Instead, all I got was some shitty letter stating that after a careful review of my credit report, they decided not to grant me the card. I was so furious that day. I called and complained and all thy told me was that they were sorry and that whoever approved me for the card shouldn’t have said I was approved ( your lucky I never got your name, buddy).
After that harsh denial, I was certain that I’d never get approved for this business gold card that I desperately needed and wanted. Despite being down, I decided to apply for the card again. Because if at first you don’t succeed? Try again!
I applied for the card a second time on December 12, close to 1 month after the initial attempt. The application process was the same. I applied online and verified some information over the phone. During the phone conversation, I was once again approved for the card. This time I didn’t get too excited. After all that happened the first time, I was certain that I was going to get another denial letter in a few days.
For the next 7-10 days, I literally called American Express every single day to make sure that I was going to receive my card this time. Each time I spoke to a representative, I got their name and id #, in case I had to complain if I were denied.
On December 21, I received a nice package from American Express with my brand new card.
Damn it feels good to finally be a member.
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Why did you so desperately need a gold card? I’m not being a wise guy. I just don’t understand a desparate need for a credit card.